J COUTO SOCIEDADE DE MEDIAÇÃO IMOBILIÁRIA LDA, commercial company with NIPC 506012751, with headquarters and establishment open to the public at Rua Engenheiro Duarte Pacheco, nº 25, R / C Dto. Frente, 2500-198 Caldas da Rainha, works as an intermediary of credit in the category of linked, and is registered with the Bank of Portugal under registration number 0003020. It does not carry out the activity on an exclusive basis in relation to any lender, and is authorized to broker mortgage loans. You can consult all information on the Banco de Portugal internet portal at: https://www.bportugal.pt/intermediariocreditofar/j-couto-sociedade-de-mediacao-imobiliaria-lda

J COUTO SOCIEDADE DE MEDIAÇÃO IMOBILIÁRIA LDA does not provide consultancy services or grant credit, acting only as a credit intermediary. The services it provides in the activity of credit intermediation are:

• Presentation or proposal of consumer credit agreements
• Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by you

It maintains a binding contract with the following lenders:

• CAIXA GERAL DE DEPÓSITOS, SA
• NOVO BANCO, SA
• BANCO SANTANDER TOTTA, SA
• BANCO BPI, SA

J COUTO SOCIEDADE DE MEDIAÇÃO IMOBILIÁRIA LDA can only be remunerated by lenders for the provision of credit intermediation services, and cannot receive amounts from consumers, namely as consideration, commission or expense. It cannot yet receive or deliver any amounts related to the formation, execution and early fulfillment of credit agreements, under the terms of article 46 of Decree-Law 81-C / 2017, of 07/07.

For any matter related to the activity of credit intermediation, you can contact the mediator responsible:

Name: Joaquim Couto

phone: +351 919553881 / +351 262832097

e-mail: vendas@imobiliaria-jcouto.com

J COUTO SOCIEDADE DE MEDIAÇÃO IMOBILIÁRIA LDA maintains civil liability insurance for the activity of credit intermediation with the insurance company “Companhia de Seguros Allianz Portugal, SA”, under contract number 205954969, signed on 10/14/2020, and valid until 10/14/2021.

In case the consumers intend to submit a complaint regarding the performance of J COUTO SOCIEDADE DE MEDIAÇÃO IMOBILIÁRIA LDA within the scope of the credit intermediation activity, they can communicate via email to geral@imobiliaria-jcouto.com, or formalize the complaint by filling out a physical Complaints Book made available at the same headquarters, through an electronic Complaints Book on the internet portal https://www.livroreclamacoes.pt/inicio or directly with the Bank of Portugal, with a website at https: // www. bportugal.pt/, using the contracts and instructions contained therein, expressly indicating the grounds for the complaint.

Alternatively, under the terms of number 1 of article 18 of Law no. 144/2015, of 8 September, in the current wording, in the event of a dispute or dissatisfaction with the service provided, consumers may also resort to the means of resolution alternative to consumer litigation, through the entities to which J COUTO SOCIEDADE DE MEDIAÇÃO IMOBILIÁRIA LDA adheres:

• Centro Nacional de Informação e Arbitragem de Conflitos de Consumo (CNIACC), with an electronic website at https://www.cniacc.pt/pt/
• Centro de Arbitragem da Universidade Autónoma de Lisboa (CAUAL), with an electronic website at https://arbitragem.autonoma.pt/

Credit intermediation activity is subject to supervision by Banco de Portugal.

(Information provided in accordance with paragraph 1 of article 53 of Decree-Law 81-C / 2017, of 07 July)

J COUTO SOCIEDADE DE MEDIAÇÃO IMOBILIÁRIA LDA, commercial company with NIPC 506012751, with headquarters and establishment open to the public at Rua Engenheiro Duarte Pacheco, nº 25, R / C Dto. Frente, 2500-198 Caldas da Rainha, works as an intermediary of credit in the category of linked, and is registered with the Bank of Portugal under registration number 0003020. It does not carry out the activity on an exclusive basis in relation to any lender, and is authorized to broker mortgage loans. You can consult all information on the Banco de Portugal internet portal at: https://www.bportugal.pt/intermediariocreditofar/j-couto-sociedade-de-mediacao-imobiliaria-lda

J COUTO SOCIEDADE DE MEDIAÇÃO IMOBILIÁRIA LDA does not provide consultancy services or grant credit, acting only as a credit intermediary. The services it provides in the activity of credit intermediation are:

• Presentation or proposal of consumer credit agreements
• Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by you

It maintains a binding contract with the following lenders:

• UCI  - UNIÃO DE CRÉDITOS IMOBILIÁRIOS
• ABANCA PORTUGAL, S.A.

J COUTO SOCIEDADE DE MEDIAÇÃO IMOBILIÁRIA LDA can only be remunerated by lenders for the provision of credit intermediation services, and cannot receive amounts from consumers, namely as consideration, commission or expense. It cannot yet receive or deliver any amounts related to the formation, execution and early fulfillment of credit agreements, under the terms of article 46 of Decree-Law 81-C / 2017, of 07/07.

For any matter related to the activity of credit intermediation, you can contact the mediator responsible:

Name: Joaquim Couto

phone: +351 919553881 / +351 262832097

e-mail: gerente@imobiliaria-jcouto.com

J COUTO SOCIEDADE DE MEDIAÇÃO IMOBILIÁRIA LDA maintains civil liability insurance for the activity of credit intermediation with the insurance company “Companhia de Seguros Allianz Portugal, SA”, under contract number 205954969, signed on 10/14/2020, and valid until 10/13/2026.

In case the consumers intend to submit a complaint regarding the performance of J COUTO SOCIEDADE DE MEDIAÇÃO IMOBILIÁRIA LDA within the scope of the credit intermediation activity, they can communicate via email to geral@imobiliaria-jcouto.com, or formalize the complaint by filling out a physical Complaints Book made available at the same headquarters, through an electronic Complaints Book on the internet portal https://www.livroreclamacoes.pt/inicio or directly with the Bank of Portugal, with a website at https: // www. bportugal.pt/, using the contracts and instructions contained therein, expressly indicating the grounds for the complaint.

Alternatively, under the terms of number 1 of article 18 of Law no. 144/2015, of 8 September, in the current wording, in the event of a dispute or dissatisfaction with the service provided, consumers may also resort to the means of resolution alternative to consumer litigation, through the entities to which J COUTO SOCIEDADE DE MEDIAÇÃO IMOBILIÁRIA LDA adheres:

• Centro Nacional de Informação e Arbitragem de Conflitos de Consumo (CNIACC), with an electronic website at https://www.cniacc.pt/pt/
• Centro de Arbitragem da Universidade Autónoma de Lisboa (CAUAL), with an electronic website at https://arbitragem.autonoma.pt/

Credit intermediation activity is subject to supervision by Banco de Portugal.

(Information provided in accordance with paragraph 1 of article 53 of Decree-Law 81-C / 2017, of 07 July)